Products to protect
your income and quality of life

We give advice and a recommendation based on an analysis of a number of providers chosen for their superior service and competitive products.

Our protection offering is designed to provide you a comprehensive choice of products to protect your income and quality of life to cope with the unexpected.

The Aviva Proposition offers a suite of protection solutions with the flexibility, benefits and options to cover a broad range of client needs: Life Insurance+, Critical Illness+, Income Protection+, Living Costs Protection and Whole of Life Insurance+
Clients who take out one or more of these products will also benefit from access to 'Support Plus'- a range of added value, non-contractual benefits that can help them through the difficult times. These include second Opinion by Best Doctors, Bupa Anytime Healthline, and Counselling and Carer Support provided by Workplace Options. Please remember that as these benefits are non-contractual, they can be withdrawn at any time.
In addition, clients have the option of adding Global Treatment or Fracture cover to any of these products for an extra cost. Extra care cover can also be added to further enhance critical illness cover.
General Enquiry - 0800 068 5549
Claim - 0800 015 1142

AIG Life Limited is the life insurance arm of AIG in the UK. Their personal protection products are designed to reduce the financial impact caused by death, illness or injury. They specialise in protection products such as Life Insurance, Critical Illness Cover, Whole of Life Insurance, Income Protection and Business Protection. All their products include value added services as standard – extra support for no extra cost.
General Enquiry - 03456006820
Claim - 03456006815

Aegon has been helping people take responsibility for their financial futures since 1831. It’s part of the Aegon Group – an international provider of life insurance, pensions and asset management. With experience in the wealth planning and group pensions market, along with in-depth knowledge of protection, Aegon is well-positioned to help you build comprehensive solutions to meet your individual needs.
General Enquiry - 03456 00 14 02
Claim - 03456 00 04 93

Canada Life have over 45 years’ experience in the protection industry and support over 2.8 million people and their families in the UK. In 2019 they paid out £255 million in Life Insurance claims and £25 million in Critical Illness claims. They paid over 99.8% of Life Insurance claims in 2019. Canada Life have both Individual Protection and Group Insurance business. - Individual Protection provides Life Insurance and Life or earlier Critical Illness cover - Group Insurance provides Group Life Assurance, Group Income Protection and Group Critical Illness. All Canada Life's policies come with a range of Support Services, many being free to use from day one. Their rewards and discounts app gives your clients or their employees savings at a variety of high street retailers, helping their money go that bit further. It also offers discounted gym membership and up to 25% off cinema. Plus there's a wide range of wellbeing materials to help them reach their health goals.
General Enquiry - 0345 606 0708
Claim - 0345 606 0708

At the Exeter, they’re committed to making protection accessible to more of their clients. With over 100 years’ experience, they know how important it is to get not only their products right, but their service right too. With award winning income protection and unique life cover, together they make it a healthy market for everyone.
General Enquiry - 0300 123 3201
Claim - 0300 123 3201

The Legal & General Group, established in 1836, is one of the UK’s leading financial services companies. As at 30 June 2016, they had over nine million customers in the UK for their life assurance, pensions, investments and general insurance plans.
For pure protection, they offer a choice of Life Cover, Critical Illness Cover or Critical Illness Extra, for those who want a little extra protection, and Income Protection.
General Enquiry - 0370 010 4080
Claim - 0800 068 0789

LV has a rich heritage, reaching back over 175 years, in providing financial support and care for people throughout their lives. They have a full range of wider personal protection solutions, including excellent critical illness coverage, a refreshing business protection proposition with Relevant Life Cover, and marketleading family of income protection solutions.
General Enquiry - 0800 678 1906
Claim - 0800 756 5869

The Shepherds Friendly Society was established in 1826 and with 190 years’ experience in financial products, they are committed to putting their members’ interest at the heart of all they do. They offer a wide range of plans including income protection, life insurance for over 50s and adult and children’s savings products, all of which are designed to help clients look after their family finances today and into the future
General Enquiry -0800 526249
Claim - 0800 526 249

Scottish Widows have been protecting people for over 200 years and paid their first claim in 1816. Their experience has given them the expertise to protecttheir clients.
Scottish Widows Protect offers a flexible, menu-based protection plan that helps you to meet your personal or business protection needs.Their Personal Protection menu includes Life Cover, Life with Critical Illness Cover, Critical Illness Cover and Whole of Life Cover.
General Enquiry - 0345 030 6240
Claim - 0345 601 4839

Royal London offers a menu of protection that makes it easy for clients to personalise a plan to suit the needs and budgets of even the most demanding client. It’s called Personal Menu Plan.
The menu includes Life Cover, Critical Illness Cover, Life or Critical Illness Cover and Income Protection.You can mix and match a range of covers, with different options, terms and sums assured for each. The Personal Menu Plans also come with Royal London’s Helping Hand support service, giving your clients real value at no extra cost.
General Enquiry - 0345 602 1885
Claim - 0345 602 1885

VitalityLife has a complete range of protection products. Their Life Insurance comes in two forms: Term Life Insurance or Whole of Life Cover and Serious Illness Cover that protects you for nearly four times as many conditions as other providers.
One of the ways they encourage their members to live a healthier lifestyle is through a range of partners and rewards. Members can access a range of benefits as part of their plan. When members get active, they earn regular treats.
General Enquiry - 0808 231 3058
Claim - 0808 231 3058

With extensive experience in the Life and Pensions market in the UK, Zurich has been offering customers a choice of quality products and services since as far back as 1917. The Zurich Life Protection Platform is a multi-benefit solution covering a wide range of protection products suitable for individual customers and businesses. Their platform gives you the opportunity to provide youwith the choice, flexibility and control you need to match your changing circumstances.
General Enquiry - 01793 514 514
Claim - 0370 243 0827

British Friendly is dedicated to providing affordable, reliable and flexible Income Protection cover and we’ve been doing just that since 1902. As a mutual provider, their members are at the heart of everything they do, which drives their commitment to paying claims – 96% paid over the last 14 years.
General Enquiry - 01234 358 344
Claim - 01234 358 344

Cirencester Friendly is a specialist income protection provider, they’ve been protecting their Members for over 130 years! There are many reasons to choose Cirencester Friendly. These include their award-winning and Defaqto 5 Star Rated products, impressive published claim history, and dedicated personal service.
General Enquiry - 01285 652492
Claim - 0800 587 5098

Guardian is a famous name in financial services with a long history of helping to protect families since 1821. They re-entered the market in 2018 with a single ambition; for every family to have protection that they truly believe in. They believe this can be achieved if protection is sold with quality advice. Their brand promise is ‘Life. Made Better.’ They aim to make life better for everyone. Customers’ lives will be made better for knowing that they, and their dependants, have cover specially designed to never let them down. They provide protection solutions such as Life Protection, Critical Illness Protection, Combined Life & Critical Illness Protection and Children’s Critical Illness Protection.
General Enquiry - 0808 123 1821
Claim - 0808 173 1821

Unum is a leading employee benefits provider offering financial protection through the workplace including: Income Protection, Life Insurance, Critical Illness cover and Dental cover. At the end of 2019 we protected 1.7 million people in the UK and paid claims of £326 million.
General Enquiry - 0345 601 8241
Claim - 01306 873 243